See your split upfront
Preview your payments, dates, and fees before sign up.
Split your rent into two smaller payments.
Flexible rent payments for Canadian renters. We pay your landlord in full after your first payment.
Get startedNo credit check required
Helping Canadians gain more flexibility with their money.
9.3k+
buildings use Zenbase1M+
homes across Canada4.8
stars on GoogleHow SplitRent works
Select your payment dates
Choose payment dates that work for your budget.
Your rent gets paid
Make your first payment and Zenbase sends your full rent to your landlord. You pay the rest later.
More flexibility.
Same rent.
Split your rent into two payments, leaving more room for groceries, bills, and everyday life. Your landlord still gets paid in full after your first payment.
See what your rent looks like, split.
$1,700
$500$5,000
Your rent, split into two payments
Payment 1$860
Payment 2$863
$22.65/ month in fees
More room between rent and real life.
Keep more cash on hand
Split one big rent payment into two or more smaller payments, so you have more money available throughout the month.
Build your credit history
Turn the rent you already pay into credit history, with payments reported to Equifax and TransUnion.
Rent paid on time. Every time.
Your landlord gets the full rent on your rent date, while you split the cost into two smaller payments.
Best thing ever invented, especially for a single household income. Love it.
Easy, flexible, and reliable. Payment reminders make the process seamless, and the customer service is excellent. Highly recommend it.
Zenbase is extremely accommodating, professional, and empathetic when you need to make adjustments or need extra time. Highly recommend them.
Zenbase is a welcome, helpful service for people with cash flow challenges. They’re polite, accommodating, and their customer service is top notch.
Zenbase is reliable, convenient, and stress-free! Splitting rent into two payments makes budgeting so much easier. Simple to use and easy to manage—I highly recommend it!
Frequently asked questions
We split your rent into two equal payments. You’ll see your exact amounts in the app before you complete your setup.
The first split payment is made by e-Transfer or debit card. The second is withdrawn using an eligible method you select, such as EFT, Visa Debit or Debit Mastercard. You can make also make as many e-Transfers as you'd like at no cost to you.
Your default second payment is due on the 15th however you can choose any second payment date that fits your income schedule.
Your landlord receives the full payment on the same day as soon as you make your initial payment.
You can use Zenbase month to month when you need more flexibility or use it each month. You can stop, reactivate SplitRent anytime you'd like.
You can disable and re-enable SplitRent anytime on your dashboard.
Zenbase doesn't charge any late fees or NSF fees.
Everyone is eligible to split their rent payments. We review your income and look at other factors to see if you meet our eligibility criteria which includes your balance (arrears) with your landlord.
Life happens and Zenbase is designed to give you full flexibility to align your repayment dates with your income dates. Our customer support team is always available to discuss and accomodate your unique situation.
$9.90 a month for membership, and 0.75% processing fee on your total rent amount which is only charged when you split your rent. There are no late fees, no NSF fees and no penalties from Zenbase.
Your split rent payments use a line of credit that reports your payments to Equifax which builds your credit. Separately you can also use Zenbase CreditBuilder to boost your credit by reporting all your rent payments Equifax and TransUnion regardless of how they are paid.
At this moment SplitRent only accepts debit card payments.
Zenbase is currently offered by the largest property managers in Canada as a financial health amenity and is also integrated into the resident portal of more than 1M homes. It's registered with Bank of Canada as a Payment Service Provider and with FINTRAC as a money service business.
